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terms of use & privacy statement

terms and conditions of use

welcome to the website.  please carefully review these terms and conditions of use before using this website.  by accessing or using the website, you acknowledge that you have read, understood, accept and agree to be bound by the terms and conditions of this agreement.  if you do not agree, please discontinue using the website.

ownership of this website and intellectual property

the entirety of the content in this website is a collective work owned by and is protected by u.s. and international copyright laws. copyright 2008 all rights reserved.  all elements comprising this website, including without limitation, the text, website design, logos, graphics, documents, icons and images, as well as the selection, assembly and arrangement thereof are the sole property of and are protected by u.s. and international copyright laws. all software used in this website is the property of and such software is also protected by u.s. and international copyright laws. any other use, including the reproduction, modification, distribution, transmission, republication, display or performance of any content of this website is strictly prohibited.  the trademarks, service marks, trade names, trade dress, logos, designs, and sounds associated with the website are further owned by  except as explicitly permitted under written agreement by, no portion or element of this website may be copied or retransmitted via any means. 

privacy statement respects your privacy and is committed to protecting the personal information that you provided to us. your privacy is very important to us. we have prepared this privacy statement to inform you as to how we gather information on our web site ("site"), how we manage and safeguard this information, whom we distribute this information to and under what circumstance such information is distributed. please note this privacy statement may be periodically updated by without notice.

collection of personal information

certain pages on this website will ask you for personal information. such information may include your name, your email address, and other personal identifying information. such requests are normally made in connection with such activities as inquiries for more information. while all of the information is voluntary, some information may be mandatory for you to access another area of the website. if you do not wish to disclose your personal information, you may not be able to access such restricted areas.

use of personal information does not sell personal information gathered on the website to third parties. however, we may distribute such information to our partners and alliances so that we may better serve your needs. such information collaboration may help with our marketing activities, such as, direct mailers, online notifications, and distribution of promotional offers. your personal information will also help provide technical support, to allow us to notify you of updates to your account, or other benefits that may be made available to registered software users.

links to other websites may offer links to other websites operated by third parties. makes no representations whatsoever about any third party websites that you may access through this website and if has linked to another website, that should not be construed as an endorsement of that website or its proprietor. is not responsible for the privacy practices, terms and conditions or content of such websites and if you visit another website, you should review their privacy and other policies. specifically disclaims any responsibility for the contents of any other websites linked to this website.

changes to the website reserves the right to make additions, deletions or modifications to the website and those services offered at the website at any time without prior notice to you. further reserves the right to change, alter or modify these terms and conditions of use and/or any element of this website for any reason at any time with or without notice.

communications with

by sending any ideas, comments, suggestions, questions or other material, you grant an unrestricted, royalty-free, worldwide, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute such material in any manner, including in connection with’s business, and you also agree that is free to use any ideas, concepts, know-how or techniques that you send to us for any purpose.
you agree that no comments or other information submitted by you to will violate any personal or proprietary right of any third party (including, without limitation, copyright and trademark rights). you agree that no comments or other information submitted by you to will be libelous, obscene, harassing, abusive or otherwise unlawful. you agree that you shall remain solely liable for the contents of any comments or other information submitted by you to

use of passwords

access to certain portions of this website may involve the use of a unique user name and/or password. you are solely responsible for maintaining the security of such user names and passwords, and will promptly notify us if you believe such security has been compromised. you will not use the user names and/or passwords of any third party without such party’s express prior consent. you will not misrepresent your identity or any other information when communicating with through the website.


you agree to indemnify, defend, and hold harmless, its partners, officers, employees, agents, representatives, suppliers and content and service providers from and against all losses, expenses, damages and costs, including reasonable attorneys fees, resulting from any violation of these terms and conditions or any activity related to your account with (including negligent or wrongful conduct) by you or any other person accessing the website using your internet account, website user name or account password.

disclaimer of warranty

the website, its contents and the services available on the website are provided on an “as is” and “as available” basis without representation or warranty of any kind. expressly disclaims all representations and warranties, express or implied, of any kind with respect to the website, its uses and the services offered on the website, including but not limited to warranties of fitness for a particular purpose, non-infringement, title, accuracy and freedom from computer viruses or other harmful components.  some states do not allow the disclaimer or limitation of warranties so the disclaimers set forth above may not apply to you.

limitation of liability

in no event shall, its partners, officers, employees, agents, representatives, suppliers or content or service providers be liable for damages of any kind, including without limitation, direct, indirect, compensatory, special, incidental, punitive and consequential damages even if made aware of the possibility of such damages, whether in an action under contract, negligence or other theory, arising out of or in connection with the use, inability to use or performance of the website and/or any content, materials or services available at the website.  some states do not allow the disclaimer or limitation of damages, so the disclaimers set forth above may not apply to you.

applicable law

your use of the website shall be governed by the laws of the state of california without regard to its choice of law principles. you agree to submit to the personal jurisdiction of the state and federal courts located in el dorado county, california with respect to any legal proceedings arising out of these terms and conditions or your use of the website.

contact us

if you have any questions about these terms and conditions or the privacy policy, please contact us.  if you prefer to not receive any communication from, please contact us and request to be removed.


© 2011, all rights reserved.

loan servicing software | hard money/private money loan docs | trust deed investment pool servicing | investment pool management
trust accounting software | construction lending software | collateralized mortgage obligations (cmo) mortgage backed securities (mbs)
tax forms management & reporting | partnership servicing | default servicing | automated clearing house (ach)
mortgage fund accounting | escrow administration software | loan document preparation |
ca dre reporting | free 1098/1099 filing
privacy statement

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